Provident Fund Calculator

🧮 Calculation Formula

PF Maturity Amount = Employee Contribution × (1 + r)^t + Employer Contribution × (1 + r)^t + Accrued Interest on both contributions where: r = Annual Interest Rate (decimal) t = Time in Years

💡 This assumes equal monthly contributions from employee and employer with annual compounding.

⚠️ Note: These calculations are for informational purposes only. Actual PF maturity amounts depend on contribution rates, government-declared interest rates, and changes to PF rules. Please check with your employer or EPFO for accurate and updated information.